I took a student loan out when I was a bright eyed lad

Based on a story from the New York Times

I took a student loan out when I was a bright eyed lad.

I thought I would repay it while I still had time to gad.

But then I got my Masters and discovered ruefully

I’d never hold a steady job without a Ph.D.

And thus I went so deep in debt that bankers got a thrill

When they saw the zeroes lined up on my int’rest bill.

Slaving night and day I fell behind -- oh what a shame!

I lost my house and savings and my credit score is lame.

The government took pity and did promise me relief

But after miles of red tape I have only got more grief.

Don’t hold your breath, ye debtors, and depend on Uncle Sam.

Whatever he may promise he just doesn’t give a damn.